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Regular Savings

The core component of any financial portfolio is a savings account. When you want the flexibility to easily add and withdraw funds, while earning interest, a Regular Savings account is the ideal account.

• Make unlimited deposits to your account at any time
• Competitive interest rate
• $100 minimum balance to avoid a $1.00 monthly maintenance fee
• 3 free withdrawals per month, then charged $0.50 per withdrawal

Apply Online for Savings
 

Assurance Savings

This accounts is ideal for individuals that want overdraft protection from a savings account, but also want to earn interest when that protection is not needed.

• Automatically transfers to a checking account to prevent overdrafts from occurring
• Competitive interest rate
• $1,000 minimum balance to avoid a $2.50 monthly maintenance fee
• 3 free withdrawals per month, then charged $0.50 per withdrawal

Apply Online

f
or Savings
 

Premier Savings

Premier Checking account holders are eligible to receive a Premier Savings account and earn an increased interest rate.

• ​Increased Competitive interest rate, up to $25,000
• $1,000 minimum balance to avoid a $2.50 monthly maintenance fee
• 3 free withdrawals per month, then charged $0.50 per withdrawal

Apply Online for Savings​

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Youth Savings Accounts

A Youth Savings Account makes it easy to start your child's financial journey. With flexible ownership options and convenient electronic transfers, you can guide their saving habits while staying involved every step of the way.

  Learn More for Youth Savings      Apply Online for Youth Savings

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Certificates of Deposit (CDs)

Maximize your earnings securely, with the flexibility to pick your own term! If you want a guaranteed, rewarding return on your investment, CDs are the ticket.

• Choice of terms ranging from 32 days to 5 years
• CDs may be opened for as little as $500 ($250 on selected term)
• Interest is added to the CD quarterly
• Interest paid by check or can be credited to another account monthly, quarterly, or at CD maturity (some restrictions may apply)
• Early withdrawals may be assessed a penalty

Apply Online for 12 Month CD Apply Online for 24 Month CD Apply Online for 60 Month CD

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Health Savings Account

A Health Savings Account (HSA) allows individuals with a qualified High-Deductible Health Plan (HDHP) to pay for medical expenses like prescriptions, co-pays, dental care, eye care and more. Contributions earn interest and may help you save on taxes.¹ Not only will your contributions to the account roll over from year to year, but the money you save will be available to you at any time. We make it easy to pay for medical expenses like doctors visits and prescriptions with our HSA Debit Card.²

HSA Certificate of Deposit

With an HSA CD, you can earn more while ensuring your healthcare funds are available when you need them. You must have an existing MNB HSA Checking Account to qualify for an HSA CD.

IRA's

An IRA is an account which allows you to save for retirement with tax-free growth or on a tax-deferred basis. There are two main types: Traditional and Roth. Whether you're just getting started or have been saving for years, an IRA is a safe and secure way to invest your retirement funds.

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